XUMM is the most popular wallet for XRP Ledger gaming. Here’s everything you need to know to set it up and use it for CryptoLand.
What Is XUMM?
XUMM (pronounced “sum”) is a non-custodial wallet for XRP Ledger. It’s:
- Free to download
- Available on iOS and Android
- Self-custody (you control keys)
- Built specifically for XRPL
Setting Up XUMM
Step 1: Download
Get XUMM from official app stores only. Beware of fake apps.
Step 2: Create Account
- Open app and tap “Create Account”
- Write down your secret numbers (CRITICAL)
- Verify by re-entering them
- Set up PIN/biometrics
Step 3: Fund Your Wallet
- You need ~10 XRP for the reserve requirement
- Buy XRP from an exchange (Coinbase, Kraken, etc.)
- Send to your XUMM address
The Reserve Requirement
XRP Ledger requires a minimum balance (~10 XRP) to activate wallets. This isn’t a fee—it’s locked in your account and returned if you close it.
Setting Up Trust Lines
To hold tokens like CRYPTO, you need trust lines:
- Go to Settings → Trust Lines
- Add the CRYPTO token issuer
- Confirm the transaction
Connecting to CryptoLand
- Visit CryptoLand game
- Click “Connect Wallet”
- XUMM app opens with sign request
- Approve the connection
- You’re in!
Security Best Practices
- NEVER share your secret numbers
- Store backup offline (paper, metal)
- Enable biometric authentication
- Verify transaction details before signing
- Use official app only
Common Issues
“Not Enough XRP”
You need XRP for reserve + transaction fees. Add more XRP.
“Trust Line Not Set”
You need to add the token’s trust line before receiving it.
“Transaction Failed”
Usually insufficient balance. Check XRP and token amounts.








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